Alpha Loft Lunch & Learn: Understanding the 5 C's of Credit

Lunch & Learn Event Sponsored & Presented by Santander Bank

The 5 C's of Credit
Looking to grow your business? In need of capital possibly through debt?
Come learn about the five C's of credit and how banks use these points to gauge the creditworthiness of potential borrowers. The system weighs fivecharacteristics of the borrower and conditions of the loan, attempting to estimate the chance of default. The five C's of credit are character, capacity, capital, collateral and conditions.
Local Santander Market Manager Kelly Mulholland will be discussing them and explaining how you can best prepare your business to address them when you make a formal credit request. The session will include a question and answer segment. Additional local relationship managers will be in attendance and available to discuss the particulars of your business as well.
Speaker:
Kelly Mulholland, Market Manager, Boston North
Experience:
20+ years of retail, business, and commercial banking
15+ years of leadership
Background mortgage, credit, collections, risk, legal, human resources
Commercial credit certified
Certified sales process facilitator
Adjunct faculty member Southern NH University

Lunch will be provided.